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Sacco & Credit Unions

MFI Expert helps Sacco and Credit Unions stay competitive, digitize operations and provide efficient services to their members.

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Sacco & Credit Unions

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Sacco & Credit Unions use MFI Expert loan processing solution and its delivery channel solutions to offer a range of modern mobile cooperative financial services that keep savings and revenues inside the movement. We are not shy to say that our software is the most offordable to Saccos.

Sacco's & Credit Union's Challenges

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Cost of Outreach

Reaching the unbanked populations means servicing small loan amounts and servicing remote and sparsely populated areas, which can be dangerously unprofitable without high rates of process automation.

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Lack of scalability

Smaller microfinance systems often struggle to preserve the profitability and performance in these markets, as the number of MFIs increase in the Market. This results in setback to the growth of Microfinance Institutions.

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security challenges

The customers serviced by Microfinance instructions are usually the ones having none or very limited official identification or able to provide tangible security, this makes it difficult for institutions to offer their services.

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Geographic Factors

Around 60% of MFIs agree that the Geographic factors make it difficult to communicate with clients of far-flung areas which create a problem in growth and expansion of the organization.

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Limited budgets

Making provisions for large upfront investments is not possible for most of the MFIs which limits their capability to purchase world-class banking solutions that can help them fulfil their requirements and support their growth targets.

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Diverse business models

Supporting the very wide range of features and lending activities is difficult and requires a considerable amount of cost and efforts.

Solutions for Saccos and Credit Unions

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MFI Expert Microfinance Solution is a core banking software solution for microfinance institutions (MFIs), that are Deposit taking Saccos and Employer based Saccos.